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Learn how to get out of paying credit card debt and avoid credit card lawsuit or summons with a properly written letters to debt collectors and collection attorneys.
WARNING – This content is not intended as a substitute for legal advice. If you need an attorney in your local area, contact a licensed attorney in your state.
Are you worried about your credit card debt?
Are you fearful of debt collectors and collection attorneys?
Today, I want to convince you of one thing . . . and that is . . .You do not have to pay your credit card debt, if you cannot afford to pay it.
You do not have to sacrifice monthly essentials, food, clothing, rent or mortgage, healthcare, utilities, or education for credit card debt you cannot afford to pay. I want to introduce you to the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy.
The key is how you interact with debt collectors and collection attorneys. I want to share with you what pitfalls to avoid with these people. I am going to tell how you can actually enjoy the process of getting out of debt once you know what you are doing with these liars. I am also going to give you some tips you can take away and use immediately.
I learned first hand, I did not have to pay credit card debt, I could not afford to pay. Instead of experiencing that stomach-churning feeling when a debt collector calls, you’ll be asking “Is that the best you can do?” when a debt collector threatens you over the telephone.
Unaffordable credit card debt is a very serious problem. Bankruptcy or a credit card debt court judgement could ruin any of us. We don’t want to see our assets sold to pay an unsecured credit card debt. Nor, do we want to be forced into a payment plan for five years. All these possibilities create feelings of fear, hopelessness, uncertainty, and loss of independence.Those feelings in turn make it more difficult for us to help ourselves out of this difficult situation.
Debt collectors and collection attorneys make threats and tell lies to get our money. They are villains.But, they are easy to defeat, if you know how. There are other less obvious, but nevertheless, real villains. They are the opportunists selling debt relief scams, trying to take our money before they get us any debt relief. They all want a thousand dollars or more for their bankruptcy, debt settlement, debt consolidation, debt management, or debt negotiation so-called solutions.Our credit gets ruined, and our bank accounts get depleted without any real debt relief. Worst of all, they cause us to believe we are not capable of helping ourselves out of this predicament.Only they have the knowledge and expertise it takes to deal with creditors and debt collectors in these “difficult circumstances.” They confuse us with their greedy, opportunistic non-solutions to credit card debt relief.
As I have been telling you, the best way to get rid of debt collectors and collection attorneys is to first educate ourselves about exactly why debt collectors and collection attorneys have no real power to harm us. When debt collectors see these disputes and demands they give up on US to chase other less well-informed debtors. When collection attorneys see appropriate legal disputes and demands in a letter from us, the last thing they want to do is waste their time in court with us.
Remember – this is the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy. Why not get started today and get this debt behind you? What do you have to lose?
Learn how to get out of paying credit card debt and stop debt collectors harassing you. Plus, what to do when sued by credit card company.There good reasons why debt consolidations could be the WORST solution for you.
My channel is https://www.youtube.com/user/melthompsoniii
Other useful sites: http://www.nolo.com/legal-encyclopedia/managing-credit-card-debt
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