(instant Personal loan ) document, Aadhar Card, and PAN only, apply fee second live proof

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(instant Personal loan ) document, Aadhar Card, and PAN only, apply fee second live proof

KreditBee is a Instant Personal Loan and Credit Platform for Young Professionals, where one can apply for Personal Loan Online and avail upto ₹ 1 Lakh as Direct Cash Transfer to Bank Account as per their requirement. The documentation is very minimal, and the entire process starting from registration to cash disbursement does not take more than 15 minutes. The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user. The tenure of repayment is up to 3 months.


Any Indian individual who is above the age of 18 years, and has a monthly source of income.


The minimum documents required to avail Instant Personal Loan Online are Aadhaar Card and PAN ID. In some cases, your basic workplace details such as your Company Name, a picture of your Office ID Card, Workplace E-mail ID etc. might be required.

Credit Card is not required for availing Personal Loan from KreditBee.

How it works?

1. Install the KreditBee app from the Play Store by clicking ‘Install’ above.
2. Register yourself through your Facebook profile.
3. Fill in your basic details to check your eligibility. This process hardly takes 2-3 minutes. (Sometimes, this might take up to 24 hours in case there is some manual check that is required. In such cases, you shall receive a call from KreditBee within 1 working day of application).
4. Once eligible, upload your KYC documents (Aadhaar and PAN) and fill in a few more details about yourself. Once done, the profile will be auto-verified depending on the sanctity and quality of the documents uploaded.
5. Avail Instant Personal Loan Online from KreditBee. The Cash is directly credited into your Bank Account within 15 minutes.


1. 100% Online Process
2. Minimal Documentation
3. Quick Approval
4. Immediate Bank Transfer
5. APR of 24-36% which translates to 2-3% per month

How is KreditBee better than other options?

The Personal Loan processed by a Bank usually takes a lot of time, effort and documentation, accompanies by frequent visits to the branch office. However, the KreditBee Personal Loan process is entirely, and takes hardly 10-15 minutes to be processed depending on your eligibility. The fulfillment is done as Online Cash Transfer to your Bank Account, which can be used anywhere by you as per your convenience.

Why Personal Loan from KreditBee?

1. It could be to gift your loved one, or a case of medical emergency for anyone in your family, or a discount sale going on which you don’t want to miss out on. Situations and opportunities don’t come with a notification, so KreditBee stands with you in those times for you to do the needful.
2. Availing the Instant Personal Loan Online from KreditBee and repaying back on time regularly will improve your Credit Score. This will help you avail bigger loans from banks (home loan, car loans, education loans etc.) at a much better interest rate.

Operational Cities:

KreditBee is operational in all major cities in India, which includes, but is not restricted to providing Personal Loan options in New Delhi, Bangalore, Hyderabad, Mumbai, Thane, Pune, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Jaipur, Chandigarh, Chennai, Kanchipuram, Howrah, Ahmedabad, Surat, Vadodara, Jaipur, Jodhpur, Udaipur, Ludhiana, Chandigarh, Lucknow, Kanpur, Kochi, Indore, Bhopal, Vijayawada, Guntur, Visakhapatanam, Nagpur & Nashik.

Paydayloans – Bad Credit Paydayloan

Loan approval is generally denied to people with a bad credit rating. The banks are unsure whether you are able to pay the loan amount on the due date so they are reluctant to give people with bad credit loans. These people whom are denied loans by banks are able to get bad credit paydayloans.

Regardless of your credit history almost anyone can be approved for a bad credit paydayloan. In less than a day these loans can be credited to the borrower’s bank. Only a small amount will be granted due to the fact that these are short-term loans. The period option chosen and the amount borrowed controls the period of repayment. On the agreed dates the amount set will automatically deducted from the borrowers bank account.

People may have developed a poor credit rating because of arrears, county court judgments, missed payments and bankruptcy etc. By obtaining a ‘no credit check loan’ they can improve their credit score providing they keep up their payments. These paydayloans are granted on the condition that they will be paid back on the borrower’s next wage.

In order to apply for a paydayloan the lender must provide mandatory documents including proof of current employment and have a current/savings account, this allows a direct payment to be made to the applicants account should approval be granted.