How to Apply HDFC Bank Personal Loan | एचडीएफसी बैंक से पर्सनल लोन आवेदन कैसे करें

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How to Apply HDFC Bank Personal Loan | एचडीएफसी बैंक से पर्सनल लोन आवेदन कैसे करें
How to Apply HDFC Bank Personal Loan | एचडीएफसी बैंक से पर्सनल लोन आवेदन कैसे करें
Apply SBI Credit Card Here: https://bit.ly/2J1MXge

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Apply HDFC Personal Loan Online : https://apply.hdfcbank.com/dapweb/personal?utm_campaign=P4_hp_AppNow_PL&_ga=2.85801553.951998615.1503163013-1724483172.1503071607#!
The following people are eligible to apply for a Personal Loan:
• Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
• Individuals between 21 and 60 years of age
• Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
• Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

The following documents are required along with your Personal Loan application:
• Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
• Address proof (copy of passport/voter ID card/driving license/Aadhaar)
• Bank statement of previous 3 months (Passbook of previous 6 months
• Latest salary slip/current dated salary certificate with the latest Form 16

Enclosed below are HDFC Bank Personal Loan Interest Rates & Charges
Fee Amount to be Paid
Rack interest rate Salaried – 15.75% to 20%
Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers.
Prepayment Salaried – No pre-payment permitted until repayment of 12 EMIs
Pre-payment charges Salaried – 13-24 Months – 4% of Principal Outstanding,
25-36 Months – 3% of Principal Outstanding
36 Months and above – 2% of Principal Outstanding
No Due Certificate/No Objection Certificate (NOC) NIL
Duplicate of No Dues Certificate/NOC NIL
Solvency Certificate Not applicable
Charges for late payment of EMI 24% per annum on amount outstanding from date of default
floating rate Not applicable
Charges for changing from floating to fixed rate of interest Not applicable
Stamp duty & other statutory charges As per applicable laws of the state
Credit assessment charges Not applicable
Non standard repayment charges Not applicable
Cheque swapping charges Rs 500/-
Amortization Schedule charges Rs 200/-
Loan cancellation charges NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained.)
Cheque bounce charges Rs. 550/- per cheque bounce
Legal/incidental charges At actual
CIBIL Report Copy Charges Rs.50 per copy
Rates offered to customer during the period of April 2017 to June 2017.
IRR Q I (2017-18)
Min IRR 9.52%
Max IRR 20.78%
Avg IRR 13.09%
Annual Percentage Rate offered to customer during the period of April 2017 to June 2017.
APR Q I (2017-18)
Min APR 9.52%
Max APR 23.26%
Avg APR 13.32%*Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges