If you have bad credit score or No credit history then you need not worry. You can still avail the loan. You can always approach cooperative banks, rural banks or small financial institutions.
Some other ways to avail without Credit Score are
1. Loan from friends and family members
2. Loan against existing assets or financial products like a credit card, overdraft, fixed deposits, Gold, Insurance, PPF account etc.
3. Private lenders
4. Guarantor of loan
To control NPA’s the banks are strictly checking the credit score but if you have urgent loan requirement then you can always exercise shared by me in this video to avail loan with bad credit or no credit history. If you liked this video, You can “Subscribe” to my YouTube Channel. The link is as follows
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